The rates and terms applicable to your accounts at the Credit Union are provided in this Dividend/Rate Schedule. The Credit Union may offer other rates for these accounts from time to time. Rates are subject to change daily without notice.
Regular Share Savings/IRA/Roth & Share Clubs
Effective February 1, 2012
Amount
Nominal Rate
*APY
$25.00 - $99.99
0.00%
0.00%
$100.00 - $500.00
0.05%
0.05%
$500.01 - $1,000.00
0.05%
0.05%
$1,000.01 - $5,000.00
0.05%
0.05%
$5,000.01 - $10,000.00
0.05%
0.05%
$10,000.01 & Up
0.05%
0.05%
Dividends Compounded & Credited Quarterly for Share Savings. Savings Clubs and IRA Savings.
Share Certificates & IRA Certificates Rates
Effective February 1, 2012
Amount
Nominal Rate
*APY
03 Months -
Minimum Opening Balance $500.00
0.15%
0.15%
06 Months -
Minimum Opening Balance $500.00
0.20%
0.20%
09 Months -
Minimum Opening Balance $500.00
0.25%
0.25%
12 Months -
Minimum Opening Balance $500.00
0.35%
0.35%
18 Months -
Minimum Opening Balance $500.00
0.45%
0.45%
24 Months -
Minimum Opening Balance $500.00
0.55%
0.55%
36 Months -
Minimum Opening Balance $500.00
0.90%
0.90%
48 Months -
Minimum Opening Balance $500.00
1.40%
1.40%
60 Months -
Minimum Opening Balance $500.00
1.75%
1.76%
Dividends Compounded & Paid Quarterly. Penalty for Early Withdrawal. Renewable by Request.
High Yield Money Market Share Savings Rates
Effective February 1, 2012
Amount
Nominal Rate
*APY
$2,500.00 - $20,000.00
0.10%
0.10%
$20,000.01 - $50,000.00
0.15%
0.15%
$50,000.01 & Up
0.20%
0.20%
Dividends Compounded & Credited Monthly for High Yield Share Accounts-Money Markets.
High Yield Money Market Checking Rates
Effective February 1, 2012
Amount
Nominal Rate
*APY
$2,500.00 - $20,000.00
0.10%
0.10%
$20,000.01 - $50,000.00
0.10%
0.10%
$50,000.01 & Up
0.10%
0.10%
Unlimited Check Writing. Dividends Compounded & Credited Monthly for High Yield Share Accounts-Money Markets.