better than a bank

As a member owned credit union, Community Choice exists solely for the benefits of the members. This means that “profits” are invested back into the credit union instead of being handed over to investors. This is why we always have lower rates on loans and higher returns on savings and certificate deposits.

eligibility

Anyone who lives, works or worships in Commerce City, employees of select companies throughout the Denver area, especially employees of many medical related businesses can join Community Choice. Click here to see Who Can Join Community Choice.

join us today

Join now or visit our branch. Open a Share Savings Account with a minimum of $26. There is a $1 one time membership charge; the remaining $25 is your savings balance.

800,000+ ATMs worldwide

Access funds from any VISA Plus ATM worldwide. Use 28,000+ CO-OP Network ATMs surcharge-free nationwide and access over 800,000 ATMs worldwide.

3,500+ shared branches

Walk into any CO-OP network shared branch nationwide and you can get cash, deposit a check, and complete most transactions you usually go to your CCCU branch for. Check online for shared branches near your home and office, or call 800-919-CUSC(2872) to find branches when you travel.

online banking

Manage your money, pay bills electronically, apply for loans (often with an instant response), check rates and much more. As happy as we are to see you in person, with electronic banking you save time and gas money.

Voice of Choice 24/7

Account access from any telephone, any time. Verify balances, retrieve transaction history, transfer funds among accounts - even manage loan payments.

vehicle loans

fast, easy online loan application
our buying service simplifies car buying
mechanical breakdown warranty extensions
access to Bluebook pricing

real estate loans and more

mortgages with lower rates and closing costs
home equity lines of credit for debt consolidation and more
signature loans at affordable rates with online application
share secured loans for unexpected situations

checking options

basic checking for easy money management
free debit card
fee schedule (online)
free direct deposit with optional auto deduction to help you save
courtesy pay safety net
Alternative Choice Checking makes checking accounts available to members with a low credit score or negative credit history

invest, save, grow

money market share draft accounts earn dividends
regular savings account balances count toward upgraded CCCU members choice benefits packages
vacation and Christmas Club accounts fund debt free holidays
child accounts encourage smart money management
certificates of deposit at very competitive rates
IRA accounts offer deferred taxes

visa credit cards

online account management
Rainbow Rewards earn cash back or airline miles
Verified by Visa password protection for online transactions

and lots more…

Free credit reports, identity theft programs, online check reorder, Visa gift cards - all these services are available at Community Choice!